Apartments at S1 Pozniaky at your own pace: a new programme from Standard One and S1 REIT
#S1 Pozniaky
Investors in the S1 Pozniaky fund can now gradually accumulate certificates to buy a fully furnished apartment. There is no fixed payment schedule, and investors keep the freedom to change their minds: buy the property, remain an investor in the fund, or sell their certificates.
S1 REIT has launched a unique programme in the S1 Pozniaky fund that allows investors to purchase apartments using the proceeds from selling their accumulated investment certificates. It makes it possible to start building real estate capital from UAH 1,000, gradually increase the investment and move towards owning an apartment in line with one’s financial capacity.
Subsequent investments start from UAH 100. There are no mandatory monthly payments: investors can top up whenever they have spare funds or take a break from saving.
“We wanted to give people a way to move towards owning property without having to adapt to a rigid payment schedule. If you can invest more, you can increase your contributions. If your circumstances change, you can pause. And if your goal itself changes, you don’t have to buy an apartment: you can stay in the fund and receive passive rental income, or sell your certificates and benefit from the growth in the property’s value. This freedom of choice and absence of payment stress is the key feature of the Programme,” explains Viktor Boichuk, CCO of S1 REIT.
Saving with the option to lock in the price
Once the value of an investor’s certificates reaches at least 20% of the price of the chosen apartment, they can contact the S1 REIT sales team to select and reserve it.
At the time of reservation, the price per square metre is fixed in US dollars. This price determines the full cost of the apartment for the final settlement. Investors can therefore plan further saving towards the purchase at a locked-in price, even if the apartment’s market value rises later.
During the saving period, the investor participates in the fund’s financial results. At the construction stage, the S1 Pozniaky fund model anticipates potential growth in the value of its assets and, accordingly, of its certificates. The target return is 9% per annum in USD. Saving towards the apartment’s price can therefore come both from new contributions and from growth in the value of the investment certificates.
“The ability to lock in the price of an apartment is one of the programme’s key advantages. Even if property market values keep rising, as they do year after year in the new-build market, the investor can rely on a price agreed in advance,” explains Nadiia Rybakova, Commercial Director of Standard One.
An apartment with finishing, furniture and appliances
Apartments available through the programme come with finishing, complete furnishing and household appliances. This format provides a space ready to live in or to rent out, without having to arrange renovation and fit-out yourself.
The apartments are located in an income-generating residential building by Sribnyi Kil Lake, a two-minute walk from Pozniaky metro station in Kyiv. The building’s “Live and work in one place” concept combines apartments, a coworking space, leisure areas and everyday services.
Three scenarios to choose from
The programme is voluntary and offers three possible scenarios if an investor’s goal changes:
Buy your own apartment. The investor accumulates certificates, reserves an apartment and uses the proceeds from selling the certificates to settle with the developer. If the amount is insufficient, the difference can be paid from the investor’s own funds.
Stay in the fund and earn passive income. If the need for an apartment disappears, the investor can keep their certificates. Once the building is commissioned and rental operations begin, the investor will receive monthly dividends from the fund.
Realise an investment gain. The investor can exit the investment in accordance with the fund’s terms. This makes it possible to benefit from the appreciation of the fund’s assets by selling the investment certificates after the building is commissioned.
The full programme procedure is available on the S1 Pozniaky fund page.
The S1 Pozniaky income-generating building is scheduled for commissioning in 2028.
This information is not investment advice. Investing involves risks. Past performance does not guarantee future returns. The value of certificates and returns may change.